How to Qualify

To Qualify for a Habitat Home

applicants must meet the following guidelines:

Residency:

• Applicants must live or work in Loveland for one year
  prior to application.

Housing Need: (examples)

• Overcrowded conditions; or
• Unsafe housing; or
• Rent is more than 40% of your income; or
• Receive financial assistance for housing,
  such as Section 8 vouchers.

Willingness to Partner:

• Attend classes once selected, and
• Complete “sweat equity” volunteer hours before moving
  into your home.

Ability to Pay for the Home:

• Meet income guidelines
• Currently able to pay bills on time
• No bankruptcy in past 2 years
• No outstanding liens, judgments or collections (non medical)
• Able to save $750 for closing costs
• Be a US citizen or legal resident

# in Family Income Range (gross annual)

1. $18,000 – $26,250
2. $18,000 – $30,000
3. $20,250 – $33,750
4. $22,500 – $37,500
5. $24,300 – $40,500
6. $26,100 – $43,500
7. $27,900 – $46,500