How to Qualify

To Qualify for a Habitat Home

applicants must meet the following guidelines:

Residency:

• Applicants must live or work in Loveland for one year
  prior to application.

Housing Need: (examples)

• Overcrowded conditions; or
• Unsafe housing; or
• Rent is more than 40% of your income; or
• Receive financial assistance for housing,
  such as Section 8 vouchers.

Willingness to Partner:

• Attend classes once selected, and
• Complete “sweat equity” volunteer hours before moving
  into your home.

Ability to Pay for the Home:

• Meet income guidelines
• Currently able to pay bills on time
• No bankruptcy in past 2 years
• No outstanding liens, judgments or collections (non medical)
• Able to save $850 for closing costs
• Be a US citizen or legal resident

# in Family Income Range (gross annual)

1. $18,000 – $32,200
2. $18,400 – $36,840
3. $20,700 – $41,460
4. $23,000 – $44,940
5. $24,850 – $49,740
6. $26,700 – $53,400
7. $28,560 – $57,120
8. $30,400 – $60,780