"This is more than a dream fulfilled. I have so loved working with Loveland Habitat on my home and to know that what I’m doing is helping other families too."

- Desiree Newton, Habitat Homeowner

Volunteering Habitat clients and volunteers

Homeownership

Do you think you might qualify as a homeowner or do you know of someone who might? Loveland Habitat has Open Application periods throughout the year. Call our office at 970-669-9769 to inquire about these application periods.

Applicants must meet the following basic requirements:

  1. Have lived or worked in Loveland for at least one year.
  2. Have a need for adequate housing. (Are current living conditions overcrowded or unsafe or do you pay 40% or more of your income for rent, or receive subsidized housing?) And can’t qualify for conventional loan.
  3. Willing to partner with Habitat by working 250 volunteer hours (sweat equity) per adult applicant.
  4. Earn between 30-60% area median income (see chart below), are a US citizen or legal permanent resident and have: No bankruptcy within last 2 years, No current non-medical collections, no judgments or liens. Current history of paying bills on time.
  1 Person 2 person 3 person 4 Person 5 Person 6 Person 7 Person 8 Person

30%

Min

$18,000.00

$8.65/ hour

$18,060.00

$8.68/hour

$20,310.00

$9.76/hour

$22,560.00

$10.85/hour

$24,360.00

$11.71/hour

$26,160.00

$12.58/hour

$27,960.00

$13.44/hour

$29,790.00

$14.32/hour

60%

Max

$31,560.00

$15.17/hour

$36,120.00

$17.37/hour

$40,620.00

$19.53/hour

$45,120.00

$21.69/hour

$48,720.00

$23.42/hour

$52,320.00

$25.15/hour

$55,920.00

$26.88/hour

$59,580.00

$28.64/hour

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